Most Popular Lending Content
Eligibility for SCRA rate cap
10/23/2022
A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
Regulation Z Coverage
10/23/2022
How does the Truth in Lending Act and Regulation Z apply to a commercial loan?
QMs and ITINs
10/23/2022
Can a mortgage loan made to a non-US citizen using an ITIN instead of an SSAN be a qualified mortgage loan, if it meets all of the criteria?
Is proof needed for flood of a razed building?
10/23/2022
An appraisal shows a delapidated building with no value as it is to be razed pre-loan closing. Do we have to have proof in file for flood purposes that the building was torn down?
Can we advance funds after flood expires?
10/23/2022
Can we advance funds after flood expires?