Most Popular Lending Content
Rescission Rights on Mobile Home Loan
04/04/2005
Is a right of rescission required for a loan on a mobile home which is not attached to real estate, is less than $25,000 and is the borrower's primary residence? The lender and borrower are in Texas.
Fees to be disclosed per RESPA?
04/04/2005
I'm looking for a list of all fees required to be disclosed per RESPA regs. This would include FHA/Conv/VA.
Does Flood Apply Under Abundance of Caution?
04/04/2005
The bank is making a loan and taking property (with building) as an abundance of caution. This property is located in a flood zone. Is flood insurance required when our collateral is taken as an abundance of caution?
Reg O and minority partnership interests
04/04/2005
Lending question related to Reg. O : How are loans to executive officers affected in partnerships where the executive officer holds a minority interest?
Document Review Fee a Finance Charge?
04/04/2005
A simple question that may be obvious: We know that "document preparation" fees are not finance charges under 226.4(c)(7), but what about a "document review" fee?