Most Popular Lending Content
HUD Instructions - Where Does the Point Go
11/29/2004
When the customer pays a point to reduce his rate, where should it be listed on the HUD Settlement Statement, as an origination fee or a discount fee?
If There is no Recorded Lien, is it a Refinance
11/29/2004
We have a contract payoff that we are currently processing as a refinance. There is no contract or deed recorded. Is this technically a purchase transaction? If not, does Rescission apply?
What Fees Are Section 32 Applicable
11/29/2004
What fees are included in the Section 32 home equity loan?
How Do You Protect Valuable Documents in a Disaster? -- TREEV
11/15/2004
How do I help my bank protect valuable information such as reports, agreements, customer identification documents, and legal papers in the event of a disaster?
Collecting Government Monitoring Information
11/15/2004
My question is in regards to Regulation B Monitoring Infomation. We are a non HMDA reporting bank. We have received mixed information concerning the collection of the monitoring information on telephone, mail and internet applications. Does the creditor need to complete the monitoring information on telephone, mail or internet applications to purchase or refinance the applicant's personal residence?