Most Popular Lending Content
Gramlich on Subprime Loans
10/01/2004
In his address to the Financial Services Roundtable Annual Housing Policy Meeting, FRB Governor Gramlich discussed issues related to subprime lending. Subprime loans have some typical features.
Separating the Appraisal and Evaluation Functions - Mary Beth Guard
09/27/2004
Separating the Appraisal and Evaluation Functions
Answer by Mary Beth Guard, BOL Guru
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Signing for Credit Ins When There Is No Credit Ins
09/20/2004
Do we have to have the customer sign the credit life portion of the loan document regardless if they choose to purchase credit life or not?
Disclosures to Non-Borrowing Owners
09/20/2004
When a home equity loan is made to only one spouse, exactly what documents should the other spouse be required to sign?
SCRA Rate on Student Loans
09/20/2004
I realize that, under the old SSCRA, Section 1078 of title 20 was interpreted to trump the interest rate cap on student loans. The newly enacted SCRA does not make any reference to this. Does this section still trump the interest rate cap?