We don't make owner occupied mortgages, but do make business purpose loans for rental properties. Do we need to continue using the Equal Housing Lender logo in advertising?
Have there been any changes to RESPA since 2019?
If a home equity loan application is not decisioned within 3 business days and preliminary disclosures are not sent out within those 3 business days, does the application need to be canceled and a new application keyed in? That is our current practice and it's a nightmare for HMDA monitoring submissions.
We have a loan that closed under the NC Down Payment assistance program and need to know how it should be coded for the purchaser type on the HMDA LAR?
Which regulator issues the most enforcement actions?