Most Popular Lending Content
Signatures: How to Document Signatures (5 Action Steps)
11/01/2004
With the Federal Reserve's most recent attempt to clarify the signature rules of Regulation B, the debates about compliance and proof of compliance are running rampant.
Enforcement, Anyone?
11/01/2004
OCC has updated its standards for mandatory enforcement actions. The big four are BSA, ECOA, Fair Housing and Flood.
Are Inspection Fees Finance Charges
11/01/2004
On an interim construction loan for a home, if we charge an inspection fee and collect it up front, do we disclose this as a finance charge and affect the APR?
Check 21 Lending Threads
10/25/2004
Do We Disclose if We Charge Back a HELOC Check?
10/25/2004
If a credit card or HELOC account isn't subject to Check 21 but a check drawn on these accounts can become a substitute check, do we have to make a consumer awareness disclosure if one of these checks bounces?