How can we improve our portfolio concentration analysis?
How is e-mail delivery for the disclosures considered as far as timing?
A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
Can a lender accept verbal telephone confirmation from an applicant of receipt of the 3-day closing disclosure?
For HMDA, what date is used for a denial when the decision was made on one date, say July 12, but the notice was not sent until July 16?