How are lines of credit that do not revolve treated; are they open-end or closed-end?
We have a borrower who will be out of state on the closing day of their purchase money mortgage. Are there any issues with having the borrowers pre-sign the closing documents? (For example, the closing is on 10/01 and all the docs are dated 10/01, but the docs are signed and notarized 09/27.)
Is age a prohibited basis of discrimination under the Fair Housing Act?
How much "teeth" does UDAAP really have to penalize a bank?
Disparate treatment is still illegal but didn't the Supreme Court overrule disparate impact cases?