Most Popular Lending Content
Time-consuming aspects of exception reporting for commercial loans
10/01/2023
Why is exception reporting time-consuming for commercial lending teams?
Requirements to Quote Loan Rates
10/01/2023
When quoting loan rates to customers in person or on the phone, what do tellers/bankers need to say? And ff the banker has an NMLS number, what can they quote and must they state theit NMLS?
Recommended Fair Lending and CRA Software
10/01/2023
We are looking for a good product for recording and analyzing fair lending and CRA compliance. Are there any companies that we should be looking at? We understand BOL and the gurus can’t endorse any one product but would like to know what products the OCC and other regulatory agencies use as that would certainly be of interest. Is there any products not "recommended" but thought of highly?
When DOESN’T Zero Liability apply?
09/25/2023
Since MasterCard’s Zero Liability covers ATM withdrawals and PIN transactions. It is even worth investigating Reg E claims since we are always on the hook?
A floor on mortgage interest rates
09/24/2023
Are we able to have a floor interest rate on home loans? Is there any regulation on this?