Most Popular Lending Content
CAC Discussions
11/01/2004
The Consumer Advisory Council discussed a variety of current topics at its fall 2004 meeting. The meeting is always an early alert for the year's compliance issues.
Mortgage Rates Tied to an Employee Benefit Plan
11/01/2004
What are the guidelines and what is allowed when a bank offers a lower mortgage rate to an employee?
Regulatory Burden: How Much Really?
11/01/2004
We've all heard the griping about regulatory burden. We've even griped ourselves.
HOEPA and Demand Clauses
11/01/2004
Does HOEPA apply if the loan has an "On Demand" clause?
Do We Disclose if We Charge Back a HELOC Check?
10/25/2004
If a credit card or HELOC account isn't subject to Check 21 but a check drawn on these accounts can become a substitute check, do we have to make a consumer awareness disclosure if one of these checks bounces?