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Vendor Guru Q&A - Lending

Sharing Exception Data with Lenders

Batch Scanning Credit Documents

Barcode Scanning

Lenders and Document Management

Loan File

Latest Lending - Reg. F Topics

Effective date of Regulation F

06/26/2022

When is Regulation F effective?

Managing Third Party Collectors

06/19/2022

I’ve heard that we have responsibilities for Fair Debt Collection Practices Act compliance when we send debt to collectors. What do we need to do?

Does the FDCPA apply to banks?

06/12/2022

Does the Fair Debt Collection Practices Act apply to banks?

Unusual or Inconvenient Times

06/05/2022

The regulation prohibits phone calls to debtors before 8:00 a.m. and after 9:00 p.m. Correct?

Email and text messages

05/29/2022

Are communications with the borrower by email or text allowed?

Telephone Call Frequencies

05/22/2022

What are the limits on telephone collection calls?

Most Popular Lending Content

Effective date of Regulation F

06/26/2022

When is Regulation F effective?

Mortgage Lien Release

06/26/2022

How long does a bank have to mail out a release of lien on a single family residence mortgage or a commercial mortgage?

Fee increases when loan increases

06/26/2022

If loan amount requested on a pending mortgage application was changed after the Loan Estimate was issued and prior to the Closing Disclosure, can the appraisal fee can be increased?

Flood zone discrepancy – what do I do?

06/26/2022

Flood zone question: The flood insurance policy we received states a different flood zone than what is on the SFHDF. Don’t we have to reconcile this discrepancy?

Providing an entire loan file to an Executor

06/19/2022

Providing an entire loan file to an Executor

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