Most Popular Lending Content
HMDA Home Improv. Reportable
03/15/2004
In the past if we did not classify a loan as a home improvement loan we were not required to report it on the loan application register. Now I hear that as of January 1, 2004, all home improvement loans are to be reported regardless. Is that the case?
Business Purpose Loan, Residential Refinance, and HMDA
03/08/2004
Is a business purpose loan that includes a refinance of residential real estate taken as an abundance of caution reportable for HMDA?
Calculating the Rate Spread
03/08/2004
What information is needed in order to calculate rate spread?
Data Integrity: Reviewing the CRA Loan Register
03/08/2004
Should we conduct a data integrity review of our CRA Loan Register each year?
GMI & Coding Race
03/01/2004
If you are unsure about the race of a borrower what should you do?