Most Popular Lending Content
Loan and Deposit CIP Procedures
11/01/2004
Question: Is there a difference between CIP programs for loan customers and for deposit customers?
Rescission Days
11/01/2004
If a loan is closed on Thursday before close of business and Saturday is considered a business day for the purposes of the rescission rules, when would the required three-business-day rescission period expire?
Customer Identification Documents
11/01/2004
Question: What copies can or should we make of documents that were used to identify customers?
Temporary Financing Under Reg. C
11/01/2004
HMDA reporting allows an exception for "Temporary Financing". I am looking for a good definition of "Temporary Financing" as used in Reg. C. My lending officers need something in black and white; is it 90 days, one year, two years or the source of repayment?
Old Market/New Opportunities -- GeoDataVision
11/01/2004
How can I expand my loan portfolios in today's very competitive markets?