Most Popular Lending Content
How do I figure out how much Reg Z restitution is needed for an APR / Finance Charge error? It is a TRID loan too. HELP!!
04/14/2024
We messed up an APR beyond Reg Z tolerance (on a TRID loan to boot – eek!) and know we need to give the borrower restitution. But how do we figure out the right amount to give?!
Disclosures for Payment Date Change
04/07/2024
When you are doing a modification to change a payment date on a loan do you need to give the Fed Box or other Reg Z disclosures?
Integrating software to the core
04/07/2024
What is a core integration?
Is annual training required for Mortgage Loan Originators?
04/07/2024
I’m so confused! I’ve heard conflicting advice: that Mortgage Loan Originators do and do NOT have annual training requirements. I thought Reg Z required it, but I have MLOs pushing back. Help!
Does the $8 Credit Card Late fee cap apply to my bank?
04/07/2024
We have a small credit card program and portfolio. Do we need to lower our credit card late fee to $8?