Does the new Seasoned QM option apply to loans already in our portfolio?
Why am I concerned with the FDCPA since it applies to third party collectors?
A soldier wants us to reduce the loan rate and allow three deferred payments to bring the account current. Are we required to do this?
Which safety and soundness topics are covered in the Comptroller’s Handbook?
Our financial institution is not a HMDA reporter but occasionally will deny an application and do not hand it off to an investor for review?