Most Popular Lending Content
Officer Guidance Lines & CRA
03/01/2004
Are Officer Guidance Lines Reportable for CRA?
Compliance for Commercial Lenders
03/01/2004
We all know that the Achilles heel of the compliance program is commercial lending.
Monitoring Commercial Lines Of Credit -- Private Business
03/01/2004
What is the most effective way to monitor commercial lines of credit and document the process for regulatory exams and loan reviews?
TIL Disclosures on Unsecured Loans
03/01/2004
Does the Truth in Lending disclosure have to be given with all consumer loans even if they are not mortgage related, such as a consumer loan that is unsecured?
Calculating APR on ARMs
03/01/2004
What are the differences in calculating the APR on adjustable rate mortgage products? We currently have products that have discounted and premium initial rates and products that don't. How do I disclose these products? Are they treated differently?