Question: Our examiner told us that when we are making a mortgage loan that is in a second lien position, our Good Faith Estimate and the HUD-1A should include the cost of items such as haza
If you haven't gotten the message yet, the invasion of customer privacy by banks is out.
The Federal Reserve Board has published its annual proposed update to the Truth in Lending Official Staff Commentary.
Several years ago, the CRA regulation was revised to move away from a CRA program evaluation based on meetings and ideas toward a CRA program evaluation based on proven actions.
Examiners are spending more time on CRA and Fair Lending than they have in previous years.