Most Popular Lending Content
Reg. U Stock Loans
03/15/2004
Are Reg. U disclosures required for a stock loan when the stock is not being held by bank, but is in brokerage account and we have a control agreement?
Business Purpose Loan, Residential Refinance, and HMDA
03/08/2004
Is a business purpose loan that includes a refinance of residential real estate taken as an abundance of caution reportable for HMDA?
Calculating the Rate Spread
03/08/2004
What information is needed in order to calculate rate spread?
Data Integrity: Reviewing the CRA Loan Register
03/08/2004
Should we conduct a data integrity review of our CRA Loan Register each year?
Calculating APR on ARMs
03/01/2004
What are the differences in calculating the APR on adjustable rate mortgage products? We currently have products that have discounted and premium initial rates and products that don't. How do I disclose these products? Are they treated differently?