Most Popular Lending Content
Redlining is real
02/07/2021
Is redlining real? It seems to be an antiquated type of violation.
MLA - Open-end and ODP Coverage
02/07/2021
The Military Lending Act does not specify if the Act applies to an open-ended Overdraft Protection line that is tied to a checking account or a closed-ended loan secured by the applicants’ deposit accounts such as a savings and/or certificate of deposit. Does the Rule apply to both consumer credit types?
Number of OCC-Supervised Banks in the US
02/07/2021
How many OCC-supervised banks are there in the US?
Responsibilities of OCC Examiners
01/31/2021
What are the primary responsibilities of OCC examiners?
HMDA: Reporting a loan approved by the investor?
01/31/2021
Our bank originated a HMDA reportable loan that had been reviewed and approved by two investors institutions. We do not have delegated authority with any of the investors. What is reported?
