While auditing a mobile home loan I saw escrow statements. Isn’t this unnecessary since RESPA doesn’t apply when we don’t have real estate as our loan collateral?
If a residential ARM loan does not have a rate change, and therefore, does not have a payment change, is the bank still required to send the ARM notice?
Do these rule apply to small servicers?
Are regulators concerned about illegal discrimination during the foreclosure surge?
Do COVID-19-related activities earn CD credit?