Most Popular Lending Content
HMDA Reportable Assisted Living Residence
05/17/2004
Is a loan made for an assisted-living residence HMDA-reportable? Also, if more than 4 individuals live in the home, would it be multifamily?
OCC addresses real estate lending calculations, limits - Mary Beth Guard
05/10/2004
OCC addresses real estate lending calculations, limits
by Mary Beth Guard, BOL Guru
ECOA Discrimination
05/03/2004
Is it a violation of Reg B to favor a credit card application for a college student with no credit versus someone older with no credit?
Rescission on Interest and Fees
05/03/2004
Does the right of rescission apply when a customer refinances and we include the accrued interest and closing costs? We are the original lender.
Construction Loan Term Limits
05/03/2004
Are there any limits on how many months a construction loan term can be? I have heard in the past that a construction loan could not exceed 12 months, but I do not know why.