Are funds held as collateral exempt from an IRS levy, or do these funds need to be included in the bank's response to the IRS levy received?
If we refinance a primary residence loan and add new money, but do not exceed the original amount of the deed of trust, is right of rescission required?
When a consumer loan is secured only by real estate, the title to the mobile home that rests on the property is not taken as collateral. Should early disclosures be provided to the customer or can the loan be treated as if it is vacant land?
Is purchasing a time share, using the person's primary residence as security, HMDA reportable?
Does rescission apply to a non-owner occupant? i.e., mother lives with daughter; daughter owns property; daughter is doing a cash-out refinance. We know rescission is given to daughter but what about mother?
Should flood determinations be done for each property on a commercial loan where a blanket lien against a pool of residential properties will be taken as secondary collateral?
What is the unsecured legal lending limit for nationally chartered banks?
We are refinancing a home that is not owner occupied, but is also not a rental property. The borrower’s sister lives in the home and it is her primary residence. Who has the right to rescind?
Are second homes subject to the right of rescission?
Can a bank get a perfected security interest in a Series E U.S. savings bond?