Most Popular Lending Content
RESPA Section. 8 Incentives
03/15/2004
We would like to offer our real estate agents special incentives for bringing us new business. Can we legally offer them lower fees, better rates or special services for their referrals?
Business Purpose Loan, Residential Refinance, and HMDA
03/08/2004
Is a business purpose loan that includes a refinance of residential real estate taken as an abundance of caution reportable for HMDA?
Calculating the Rate Spread
03/08/2004
What information is needed in order to calculate rate spread?
Data Integrity: Reviewing the CRA Loan Register
03/08/2004
Should we conduct a data integrity review of our CRA Loan Register each year?
Subprime Lending and Older Consumers
03/01/2004
In his testimony to the Senate Special Committee on Aging, Howard Beales, Director of FTC's Bureau of Consumer Protection stated that more than a quarter of subprime borrowers are 55 or older.