What is a digital signature card?
Is the notice to home loan applicant required if the request is denied within 3 days?
Should a cured fee (Underwriting Fee) be included in the finance charge calculation? The fee was not originally disclosed on the LE. Therefore, it was not included in the APR. The item was added to the CD and cured. Since it was cured it was not included in the APR/finance charges.
Is there a rule on escrow analysis's that if the loan shows getting a refund, and it's 90 days past due that we don't have to issue the escrow refund?
Do we need a policy on providing payment extensions to borrowers?