The Military Lending Act does not specify if the Act applies to an open-ended Overdraft Protection line that is tied to a checking account or a closed-ended loan secured by the applicants’ deposit accounts such as a savings and/or certificate of deposit. Does the Rule apply to both consumer credit types?
How many OCC-supervised banks are there in the US?
Does the revised General QM option still require use of Appendix Q?
What are the primary responsibilities of OCC examiners?
Our bank originated a HMDA reportable loan that had been reviewed and approved by two investors institutions. We do not have delegated authority with any of the investors. What is reported?