Most Popular Lending Content
Eligibility for SCRA rate cap
02/09/2020
A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
Verbal Telephone Confirmation: 3 Day Closing
02/09/2020
Can a lender accept verbal telephone confirmation from an applicant of receipt of the 3-day closing disclosure?
HMDA Date Used for Denial- Decision or Notice Date
02/09/2020
For HMDA, what date is used for a denial when the decision was made on one date, say July 12, but the notice was not sent until July 16?
Completing the "In 5 years" disclosure for a 12 month construction loan
02/09/2020
How is the "In 5 years" disclosure completed for short-term construction loans?
List of Initial/Final Disclosures for 12 Month
02/09/2020
Where could I find a list of required initial and final loan disclosures for closed-end, 12-month construction loans?
