Most Popular Lending Content
Flood Insurance Cheat Sheet
11/13/2002
Confidence
11/11/2002
by Jeffrey K. Bagby, Regional Examiner, Oklahoma State Banking Department
Consumer Protection Insurance Disclosures & Eligibility Requirements
11/11/2002
by Mary Beth Guard, BOL Guru
Charging Fees For Flood Certification
11/11/2002
What are the regulations on charging a fee for flood certification. And can a bank charge the customer more than the bank paid for it?
RESPA: Disclosing POC Costs On The Hud-1
11/04/2002
On a RESPA covered transaction, the lender agrees to accept a survey previously obtained by the seller. How exactly is that disclosed on the HUD-1 [survey, name of survey company, POC?] Is the dollar amount the seller paid for the survey required to be on the HUD-1 and what if the seller cannot remember how much he paid for the survey? Must the lender insist the seller provide proof the actual cost?