I have a personal construction only loan that we are increasing. How do I disclose the fees that are associated with the increase? Can the bank charge a processing fee? The rate and maturity date are not changing.
How is loan servicing involved in exception reporting?
We made a closed end loan secured by a vehicle and a CD. The disclosure statement is missing language pertaining to the "required deposit". Where in Reg Z can I find the information stating that both collateral items need to be listed on the disclosure statement if they truly do need to be listed?
We have a HELOC up for renewal. The borrower has now moved and the home used is not his primary residence. He is currently renting out the property used for the HELOC. What are our options since there is still an outstanding balance?
What’s the difference between the FDIC BankFind and FDIC Institution Directory?