03/31/2019
Other than the specific fees listed in 232.4(c)(1)(i)-(iii), do we have to add fees into the MAPR calculation that would otherwise be excluded from the finance charge? For instance, for a vehicle title loan fees excluded under 1026.4(e)(1) or for a land only loan fees excluded under 1026.4(c)(7)?
04/01/2018
Under the Military Lending Act, it states that a Consumer Credit Loan that is "Subject to a finance charge OR Payable by a written agreement in more than four installments." My question is whether a 6 month term loan for $2500.00
would be exempt?
04/17/2016
If our borrower hasn’t requested SCRA protection and is past due on the mortgage, can we start foreclosure foreclose as we normally would?
03/13/2016
A soldier wants us to reduce the loan rate and allow three deferred payments to bring the account current. Are we required to do this?
11/24/2014
Are banks required to send the SCRA notice out to all delinquent residential mortgage customers that are 45 days delinquent or just those that have filled out the SCRA form stating that they are in the service.
10/06/2014
This question pertains to SCRA. From how I understand the act, it pertains to Federal guidelines for Service Members. I am trying to understand the state specific guidelines that would give the Service Members additional benefits. Is there a centralized website or a guide that would provide SCRA specific state benefits for all of the states?
