Most Popular Lending Content
Is a PMI Disclosure Required for 2nd Homes?
06/21/2020
Is a PMI Disclosure Required for 2nd Homes?
Title & Real Estate Settlement Co- Market Services
06/21/2020
Can I hire my brother who is in the mortgage industry, to refer business for a newly formed title settlement company? Can a title and real estate settlement company market services together? Does that person have to be a partner or employee of the business to not violate RESPA?
AAN? We don’t make those loans.
06/21/2020
During the PPP loan programs we had many requests, but we were not participating? These are commercial requests and would be subject to Reg B. Were adverse action notices required?
CRA Community Development Loan
06/14/2020
A CRA Community Development Loan was included in the last exam cycle for our bank. In 2019 the loan was modified with new money and we added it to the CRA Community Development Loan list again for the current exam cycle. With loan modifications, can we count the total loan amount or just the new money that was added to the original loan?
Participation Payment Breakdowns Retention
06/14/2020
For in the state of Minnesota, how long do I need to keep participation payment breakdowns, if I have to at all?
