05/04/2009
Are logging companies considered small farm loans for CRA?
05/04/2009
If a loan is made to a small business or small farm and secured by unimproved consumer real estate is the loan CRA reportable? I know loans secured by dwellings made for small business or small farm purposes should not be reported for CRA, but I am unsure about loans secured by unimproved consumer real estate.
12/17/2007
What is required in a large bank CRA public file?
09/19/2005
Our bank has made a loan to a corporation that owns and operates mobile home parks. The purpose of the loan is to refinance one park with 150 pads. Some of the homes in the park are owned by the corporation and rented out to individuals, and some pads are rented to individuals that own their own mobile homes. Is this a CRA small business loan or a multifamily HMDA refinance loan?
05/16/2005
To what extend does Reg B apply to an automated small business credit scoring program (eg. notice, adverse action, etc).
12/01/2004
The U.S. Department of Justice is working hard at fair lending enforcement. This is not a concern that has faded into the background. Quite the opposite is true.
11/15/2004
CRA Question: The action date should be the note date, correct? We are booking commercial loans with the "funding date" as the original date on the system, not the note date. Shouldn't the loan processing department use the "actual" note date as the original date?
11/01/2004
With the Federal Reserve's most recent attempt to clarify the signature rules of Regulation B, the debates about compliance and proof of compliance are running rampant.
10/01/2004
Banks' marketing budgets have been steadily rising over the last several years as they scramble to keep up with competition from other financial and non-financial firms, a survey by American Banker
06/21/2004
If a 2004 commercial loan is secured by residential real estate either as primary or secondary collateral is it HMDA and CRA reportable?