Most Popular Lending Content
Loan Portfolio Concentration Reporting
02/16/2020
How can we improve our portfolio concentration analysis?
Timing of electronic disclosures.
02/16/2020
How is e-mail delivery for the disclosures considered as far as timing?
Eligibility for SCRA rate cap
02/09/2020
A soldier’s mother called to tell us her son joined the Army. Do we have to reduce the loan rate that day?
Verbal Telephone Confirmation: 3 Day Closing
02/09/2020
Can a lender accept verbal telephone confirmation from an applicant of receipt of the 3-day closing disclosure?
HMDA Date Used for Denial- Decision or Notice Date
02/09/2020
For HMDA, what date is used for a denial when the decision was made on one date, say July 12, but the notice was not sent until July 16?
