Most Popular Lending Content
MIL - Open-end and ODP Coverage
01/19/2020
The Military Lending Act does not specify if the Act applies to an open-ended Overdraft Protection line that is tied to a checking account or a closed-ended loan secured by the applicants’ deposit accounts such as a savings and/or certificate of deposit. Does the Rule apply to both consumer credit types?
Estimating construction loan interest
01/19/2020
How is interest estimated for a multiple advance construction loan?
Rate Spread for HMDA on a Construction-Permanent
01/19/2020
When reporting the rate spread for HMDA on a construction-permanent loan, should the rate spread for the construction phase be reported or the permanent phase, which will take place a year later?
Disclosure of Property Value instead of Sales Price
01/12/2020
When do we disclose Property Value instead of Sales Price?
Rules on Loan Modification on Real Estate
01/12/2020
What are the rules when doing a loan modification on real estate? This loan is secured by 36 acres of vacant land if that matters.
