What is a MAPR?
If a HMDA applicable application was withdrawn by the borrower before it ever got to the originator, what do we put for the NMLS number? Can we leave blank, should we put N/A (I believe that's only for Originators that don't have and don't need NMLS numbers), should we default to a manager or is there another recommendation?
Can a lender accept verbal telephone confirmation from an applicant of receipt of the 3-day closing disclosure?
For HMDA, what date is used for a denial when the decision was made on one date, say July 12, but the notice was not sent until July 16?
How is the "In 5 years" disclosure completed for short-term construction loans?