Most Popular Lending Content
Crop Liens Should be Filed Where?
08/02/2004
To perfect a lien on crops, where should we file? Several seminars have said to file at the state; however, our bank does not feel comfortable not filing a lien at the county level.
HMDA Rate Spread Reporting
08/02/2004
We have a loan that is not HOEPA applicable. Do we still have to calculate the rate spread? If so, what additional disclosures are required if the spread exceeds 3 percentage points for a first lien?
Short Term Loan
08/01/2004
Question: If we are making a temporary loan, such as a bridge loan, is it subject to rescission?
Conflicting Rules
08/01/2004
Question: When one office of a regulator says one thing and another office in the same regulator says something that conflicts, what do we do?
Preparing for the FACT Act: A To-Do List (Activity List)
08/01/2004
During the next six to ten months, the FACT Act provisions will continue to take effect.