Can disclosures and notices be provided electronically under the Payday Lending regulation?
If the dwelling will be used for the manager of this corporation to dwell in, is this exempt from HMDA, as a transitional home?
If we are renewing, extending or increasing a loan do we need to do a new flood determination? Can it be recertified?
Who are the consumers the Payday Loan rule is designed to protect?
We are in the process of developing a Jumbo HELOC product. There would be no fees associated with this product, but there is an annual fee of $90, interest-only payments and the balance would come due in 5 years. Considering the balance due in 5 years, would this product be subject to Ability To Repay?