Most Popular Lending Content
Regulatory Relief: Recommendations to Reduce Regulatory Burden
07/01/2005
Just in case anyone had doubts, regulatory burden is real. In fact, the banking industry has dealt with an average of 50 new or amended rules every year for the past ten years.
Fair Lending: Where is it Headed?
07/01/2005
Whether measured by the Fair Housing Act or the ECOA, fair lending is more than a quarter of a century old. In that quarter century, fair lending has passed through a number of stages.
Coming Hot Topics
07/01/2005
One early indicator of hot compliance topics are the subjects discussed by the Consumer Advisory Council. The CAC committees have planned some interesting topics for their next meeting.
Does Line X on the GFE and HUD-1 Have to Match
06/20/2005
How important is it to match the line numbers on a HUD-1 and Good Faith Estimate? Is it a critical issue to have them synchronized as best as can be done in the application process?
Is this a consumer credit?
06/20/2005
I’m reviewing a loan, it is under a business name, but the loan purpose is strictly personal. We have a rental home as collateral. The term is 10 years. Do I treat this as a business loan or do I search for RESPA and Reg. Z disclosures?