Several years ago, the CRA regulation was revised to move away from a CRA program evaluation based on meetings and ideas toward a CRA program evaluation based on proven actions.
Examiners are spending more time on CRA and Fair Lending than they have in previous years.
You can learn about women-owned businesses at the expense of the Fed. That agency has produced a videotape that is designed to "heighten awareness" about lending to women-owned businesses.
Question: We generally make loans only to A and B credit customers.
Question: How should we assess for fair lending if we are using mortgage brokers to originate some of our loans?