Most Popular Lending Content
Are all deposits income for a loan?
12/25/2022
If the borrower receives funds as the rep payee for his disabled brothers, can that money be counted as income for the borrower when completing underwriting?
Military Lending Rules
12/25/2022
Hasn’t military lending been quiet this year?
Exception commenting
12/18/2022
What is an exception comment?
Modifying a Construction Loan
12/18/2022
We have an existing construction loan that we would like to increase. Will this have to follow TRID rules or can we do a modification to increase the loan amount, charge a 1% loan fee on the new proceeds, add filing fees, title fees and any other fees that may be associated with the modification?
Consumer Loan Exception to Business Customer
12/18/2022
Can an individual loan accommodation for a personal, family or household purpose to an existing borrower with other business loans be considered non-consumer?
