Most Popular Lending Content
Consumer Advisory Council: A Distant Early Warning System
08/01/2003
When the Federal Reserve Board's Consumer Advisory Council ("CAC") meets, the discussion often serves as an early warning system for financial institutions.
New Flood Form Now Mandatory
07/28/2003
by Mary Beth Guard, BOL Guru
Changes in Monitoring Information Collection
07/28/2003
by Mary Beth Guard, BOL Guru
Mortgage Notices: Late Charges & Due Date
07/21/2003
Are we required to disclose on our monthly mortgage billing notices the amount of the late charge and the date the loan will be considered late?
Calculating HOEPA Loan Amount?
07/21/2003
When doing calculations to determine if a loan is subject to HOEPA's 3-day-prior-to-closing disclosure, how do we figure the loan amount? Do we use the amount financed, which includes the single-premium credit insurance?