Most Popular Lending Content
Understanding peer lender HMDA activity
07/09/2023
How can my institution research peer lending activity?
Credit card fees and Reg Z
07/09/2023
Is an annual fee for a credit card considered a membership or participation fee under Reg Z?
Consumer loan accrual methods
07/09/2023
What Interest accrual method used on consumer loans?
Mail-in Apps and Disclosure Clocks
07/02/2023
When an applicant emails a mortgage loan application, when it is considered received by the bank? When does the disclosure clock start to run?
LOS Can't Handle the Terms
07/02/2023
Our customer is requesting a closed-end draw down loan secured by stock for college expenses for a grandchild. Our Loan Origination System does not have the capabilitry of calculating repayment term disclosures for draw down lines of credit. Can we even proceed with this Private Education Loan as requested by the customer? There is no exception for draw-down loans, but disclosure requirements cannot be met.