Most Popular Lending Content
Home Improvement Loan Disclosure
11/01/2004
Question: We are making a home improvement loan to a customer. Can we prepare disclosures the way we would for construction loans?
CRA and Democracy
11/01/2004
Jack Kemp, keynote speaker at PCI's annual CRA and Fair Lending Colloquium, stated that CRA is the greatest democratizer the world has ever known.
Is this the Advice of a Good Attorney
11/01/2004
What is the thought on attorneys who say it is okay to go ahead (they do not plan on rescinding) and sign the Right of Rescission so that they are not inconvenienced by coming back to the office?
Check 21 Lending Threads
10/25/2004
Do We Disclose if We Charge Back a HELOC Check?
10/25/2004
If a credit card or HELOC account isn't subject to Check 21 but a check drawn on these accounts can become a substitute check, do we have to make a consumer awareness disclosure if one of these checks bounces?