Just in time for New Year's, the FRB has issued a proposed update to its Official Staff Commentary to Regulation Z. The Commentary is the exclusive interpretive document for Regulation Z.
Compliance isn't enough. Consumers need help. You can help them. By helping consumers, you provide better service and make your institution more valuable to the consumer.
If an UCC-1 was filed prior to July 1, 2001, when and what form do we used to continue the filing?
I am refinancing my house and the TIL states two things that my previous loan's TIL does not: <ol><li>This Obligation has a Demand Feature</li><li>If you pay off early, you will not be entitled to a refund of part of the finance charge Can you help me understand what these mean? </li></ol>