I am refinancing my house and the TIL states two things that my previous loan's TIL does not: <ol><li>This Obligation has a Demand Feature</li><li>If you pay off early, you will not be entitled to a refund of part of the finance charge Can you help me understand what these mean? </li></ol>
Can you place a hold on a regular demand account for collateral on a loan?
In the government's conference on privacy notices, one thing became uncomfortably clear. There is a huge difference between compliance and communicating information effectively.