Most Popular Lending Content
Payoff of Home Equity Loan vs. HELOC
01/06/2003
Would it be more advantageous to take out a home equity line vs. a home equity loan paying off both at the same rate over the same period? Would the amortization be the same on both debt loans? I want to have the loan paid off in four years. My wife and I are having a dispute here. She says it doesn't make a difference, I say it is better to have a home equity loan vs. a HELOC. Again, the loan needs to be paid off in four years with equal monthly payments.
Is appraisal by certified appraiser required?
01/04/2003
For loans over $250M, is it mandatory to have an appraisal in file that is done by a certified appraiser?
FCRA, Joint Accounts, and Adverse Action
01/01/2003
by Mary Beth Guard, BOL Guru
Predatory Lending under Regulatory Scrutiny
01/01/2003
by Mary Beth Guard, BOL Guru
A Look Into A Crystal Ball
01/01/2003
I have been hearing more often than ever from compliance and training officers, who are among the most apprehensive of our subscribers.