Most Popular Lending Content
RESPA and a Construction Loan
10/06/2003
If an individual gets a construction loan in their personal name, are RESPA disclosures required? There is a commitment letter from the permanent lender.
CIP and Guarantors
10/06/2003
Should CIP procedures apply to guarantors of loans or only to co-borrowers?
OCC Sings Fed's Song
10/01/2003
OCC's Chief of Staff, Mark Nishan, spoke to the Midwest National Bank Conference in St. Louis and delivered a strong message on corporate ethics in banking.
Predatory Lending: Pre-empting Predators
10/01/2003
Federal regulators have some fancy tools and the Comptroller of the Currency plans to use his. The tool in question is federal preemption.
OCC Preempts Georgia Law
10/01/2003
The OCC has published its conclusion that national banks are not subject to the Georgia Fair Lending Act (GFLA"). The GFLA contains strong measures designed to prevent predatory lending.