Most Popular Lending Content
Signing for Credit Ins When There Is No Credit Ins
09/20/2004
Do we have to have the customer sign the credit life portion of the loan document regardless if they choose to purchase credit life or not?
Disclosures to Non-Borrowing Owners
09/20/2004
When a home equity loan is made to only one spouse, exactly what documents should the other spouse be required to sign?
Educational Requirements for Compliance Officer
09/09/2004
Would you say a bachelor's degree would be a minimum requirement for one seeking a position as a compliance officer?
Maintaining Bank-Paid Insurance Premiums
09/06/2004
We have two customers at our institution who are delinquent on their mortgage loans and have now filed bankruptcy. Each carries mortgage life and disability insurance on their loan with the monthly premium included in the escrow portion of their payments. We remit the premium monthly to the insurance company. Do we have the right to cancel these policies because of nonpayment to us?
SCRA Rate Change After Discharge
09/06/2004
Under the Servicemembers' Civil Relief Act, when can you change the rate back to the contract rate? I have heard there is a 90-day grace period.