Most Popular Lending Content
Do We Send Disclosures to HELOC or Credit Card Accounts?
10/25/2004
Many credit card and HELOC accounts allow customers to take advances by writing checks. Will we need to make Check 21 disclosures to these customers?
Will Credit Card or HELOC Checks be Imaged?
10/25/2004
Are the checks that a consumer might draw against a credit card or HELOC account eligible for truncation and reconversion under Check 21?
Balloon Loan Disclosures
10/18/2004
What law or regulation addresses the balloon notice requirement for mortgage loans? Is it a state law requirement?
Signing a HUD-1/1A
10/18/2004
Do you know if there is a regulation or law that requires the HUD-1 to be signed by the title officer? If not what is the reasoning behind having this signature on the document? We were cited by the examiners for not having this.
Lending efficiencies in a changing rate market - TREEV
10/18/2004
With today's rising interest rates resulting in declining loan volume, how can a bank improve the bottom line while continuing to ensure loan quality?