Most Popular Lending Content
UDAAP, Cons., CML, All the Above
04/21/2024
Does UDAAP apply to just consumers, or all customers?
Empty mobile homes park - HMDA?
04/21/2024
Is a mobile home community HMDA reportable if there is only pads and electricity and no homes on the collateral?
Streamlined Document Management & Commercial Lending
04/21/2024
How can commercial lending teams benefit from streamlined document management?
APR was wrong on a TRID loan. Do we send a corrected post-closing CD to the borrower?
04/21/2024
An auditor just told us we have an APR violation on a TRID loan, and we need to make restitution to the borrower. Don’t we need to send a corrected Closing Disclosure too?
Loan denied based on guarantor.
04/21/2024
How would a commercial application denied based on the DTI of the guarantor be handled? In this case, the credit report of the guarantor was used to determine their debt level.