Most Popular Lending Content
Fair Lending
12/10/2001
Home Refinancing: Some Disclosure Items Explained
12/03/2001
I am refinancing my house and the TIL states two things that my previous loan's TIL does not: <ol><li>This Obligation has a Demand Feature</li><li>If you pay off early, you will not be entitled to a refund of part of the finance charge Can you help me understand what these mean? </li></ol>
Using Demand Accounts As Collateral
12/03/2001
Can you place a hold on a regular demand account for collateral on a loan?
Calculating Reimbursements (For NonAuthorized Credit Life Insurance)
12/03/2001
I have recently discovered that on a few of our consumer real estate loans that have credit life we did not obtain the customers authorization. I was needing help on caluculating the reimbursement amount. Were would I find the guidlines for such reimbursements?
Are mobile homes real estate?
12/03/2001
Do you consider mobile homes real estate? Without land I would think they would be considered more like a car loan.